Protecting Yourself from Uninsured Drivers in Nashville, Tennessee

With more accidents on American roads than ever before, the chances of being caught up in an incident at no fault of your own have also increased.

While the majority of road accidents are little more than an inconvenience, costing little more than time and energy, these factors are dramatically increased if the other driver is uninsured.

A Very Real Problem

Uninsured drivers are becoming a major problem across the country, with estimates currently placing the number of illegal drivers at around 14% of all drivers on American roads. As a particular problem facing the residents of Tennessee, this rate is believed to be above 20% with some reports placing it at around one in every four vehicles on the road being driven without appropriate insurance.

Current legislation dictates that all drivers must have liability insurance at the very least for the vehicle they’re controlling. In a bid to combat the high number of uninsured drivers on the roads throughout the State, increased penalties have been applied to the existing legislation this year to act as a further deterrent. This also allows officers the right to remove a vehicle’s registration plates for what is now officially a class C misdemeanor.

In the Event of an Accident

While this new legislation is a step in the right direction, it’s unlikely to provide an instant solution to a problem plaguing America’s roads. With the country’s recent economic problems believed to be propagating the problem with many drivers unable to afford their insurance, there’s still a realistic chance you could find yourself in a crash with an uninsured driver.

If this happens, you will need to take the same steps as if it were a normal collision. This involves stopping at the scene and capturing as much information as possible. While the other driver may not wish to impart their name or contact details, you can take note of the vehicle’s registration plate and if it doesn’t put you at any risk, photos of the accident site. It can also be incredibly helpful if there are any independent witnesses, especially if they’re willing to provide details and assistance.

Escalating the Incident

be your While it’s not required to contact the police for minor traffic incidents, if the other driver is found to be uninsured or unhelpful, you should inform the Police of the event as soon as you feel it’s safe to do so. The police will then document this accident, a form which can be used in conjunction with any photos to provide to your own insurance company when you contact them.

In the unfortunate situation that an injury is received from the accident, seeking medical attention should always be your primary concern. You should also consider seeking legal aid and in using one of the leading personal Injury Lawyers Nashville, Tennessee has to offer, you can greatly increase your chances of obtaining a satisfactory outcome. With free consultations available, a reputable attorney can quickly judge your legal position and advise on whether there is any further course of action open to you.